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Here are several ways you can save money on your homeowner's policy:
- Raise your deductible.
- Buy your auto and home policies from the same insurance company.
- Insure your home, not the land.
- Install security items such as deadbolt locks, burglar alarms and smoke detectors
usually can bring discounts of 5% each, depending on the company.
Your insurance company may also offer a significant discount
if you install a sophisticated home-security system.
If you're thinking about buying such a system,
check with your insurer to see which systems they recommend and which
will earn you a discount.
- Check your policy annually.
- Look for private insurance first.
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